LoanWalle

Personal Loan

Personal loan up to ₹5 lakh

See your interest, fees and total cost before you apply.

Keep A Few Things Ready

Have your mobile number and PAN card handy

Employment Type*
+91

Your information is secure

  • Secure data transmission
  • Trusted partners
  • Transparent charges

5 Lakh+

Active users

₹55 Cr+

Loan amount disbursed

50+

Lending partners

4.6

★★★★★

Eligibility criteria

Who can apply?

Check that you meet these basic criteria before you apply. Final eligibility is decided by the lender.

Salaried

Employment type

21–65

Years of age

₹30,000+

Monthly salary

How it works

From application to disbursal, made simple

Apply in minutes and get matched with the right loan from our trusted lending partners.

  1. 01

    Share your details

    Provide a few basic details about yourself and your borrowing needs.

  2. 02

    Get matched with the right lender

    We match your profile with the most suitable offer from our RBI-registered lending partners.

  3. 03

    Complete your application

    Review the offer and its Key Fact Statement, then submit the required details to proceed with the lender.

Customer Stories

Hear It FromOur Borrowers

Real people, real moments. Here's how LoanWalle helped them find the right loan, faster.

Share Your Feedback

B AJITHKUMAR

Salaried · Tamil Nadu

Good person very helpful

Dharmendra Digal

Self Employed · Odisha

Good

Anbu Raj

Salaried · Tamil Nadu

Very very very good 👍👍👍👍👍👍

Remya Mani

Self Employed · Kerala

Very good

Arockkiyapal

Self Employed · Tamil Nadu

Good

Gaurav

Salaried · Delhi

Good

Parvathy Kj

Salaried · Kerala

Ok

Rinadharmendra

Self Employed · Gujarat

Nice

SWAPNIL RADHESHYAM MISHRA

Salaried · Maharashtra

loanwalle ki service achi hai or process bhi simple or fast hai

Vivek Singh

Salaried · Uttar Pradesh

I had a wonderful experience with Karishma. She was extremely polite, kind, and supportive throughout the entire interaction. The way she communicated was truly impressive, and she made me feel comfortable and valued. She patiently listened to my concerns and provided excellent assistance with a positive attitude. Her professionalism, helpful nature, and friendly behavior are truly appreciable. Thank you, Karishma, for your outstanding support and excellent service. You are doing a great job!

Sajesh Kumar Patel

Salaried · Madhya Pradesh

Good

Mageshwari

Self Employed · Tamil Nadu

Very good very excellent

S.Saravanan

Self Employed · Kerala

Loan wallet is best choice for providing funds for urgent needs

Santosh popat Bhosale

Self Employed · Maharashtra

Wow very nice

Nang milonda manlong

Self Employed · Arunachal Pradesh

thanks

Harmanjeet Kaur

Salaried · Punjab

❤️❤️❤️❤️❤️❤️

Ashwani Kumar

Salaried · Haryana

Very good

Tosif Shaikh

Self Employed · Madhya Pradesh

Bahut badhiya

Aafak Qureshi

Salaried · Gujarat

Very good

DIPANKAR CHANDA

Self Employed · West Bengal

very good service

Shadab Ahmad

Salaried · Uttar Pradesh

Very good excellent support

Anil yadav

Self Employed · Rajasthan

Good

Mageshwari

Self Employed · Tamil Nadu

Good 👍

Manohar Varada

Self Employed · Andhra Pradesh

Nice

Loan Pricing & Charges

Transparent pricing with a clear breakdown of all applicable charges.

Rates & Charges

We believe in complete transparency. Here are all the applicable rates and charges no hidden fees, no surprises.

Available Features:

  • Loan amount₹1,00,000 – ₹5,00,000
  • TenureMin 12 months, Max 84 months
  • Interest rate9.99% p.a. (0.83% per month), on reducing balance
  • Processing fee₹6,999 + 18% GST (₹1,259.82), deducted from the loan amount
  • APR (interest + processing fee + GST)10.0% – 26.6% p.a.
  • Maximum APR26.6% p.a.

Example

Borrow ₹1,00,000 → You receive ₹91,741 → You repay ₹8,791 a month for 12 months

  • Loan amount₹1,00,000
  • Interest rate9.99% p.a. (reducing balance)
  • Tenure12 months
  • Processing fee₹6,999
  • GST on processing fee (18%)₹1,260
  • Total deducted upfront₹8,259
  • Amount you receive₹91,741
  • Monthly EMI₹8,791
  • Total interest₹5,492
  • Total repayment (12 EMIs)₹1,05,492
  • Total cost of loan (interest + fees)₹13,751
  • APR26.6% p.a.

FAQs

What is the tenure?

Minimum 12 months, maximum 84 months.

What is the interest rate?

9.99% per year (0.83% per month), calculated on reducing balance.

What fees are charged?

A processing fee of ₹6,999 + 18% GST (₹8,259 in total), deducted from the loan amount.

What is the APR?

Including the processing fee and GST, the APR is 10.0% – 26.6% per year. It is highest on smaller loans with shorter tenure. See the example above.

How much can I borrow?

From ₹1,00,000 to ₹5,00,000, subject to the lender’s assessment.

Who gives the loan?

Ampire Finance Private Limited, an RBI-registered NBFC (CoR No. 01.00029). LoanWalle is operated by Ampire Fintech Private Limited, a Lending Service Provider.

What do I need to apply?

Your PAN and mobile number to start.

Our lending partners

Loans are sanctioned and disbursed by RBI-registered NBFCs, including Ampire Finance Private Limited (RBI CoR No. 01.00029).

Grievance Officer: Amit Kumar · amit@loanwalle.com · +91 74281 97788

For complaints about a loan, you can also contact your lender's grievance officer, listed on the lending partners page.